Terms & Conditions

Last updated: 09/11/2026

1. About these terms

These terms govern your use of the Swiftdrive website and the purchase of temporary motor insurance through it. By buying a policy you agree to these terms.

2. The contract of insurance

Your contract of insurance is between you and the insurer named on your certificate. Cover is subject to the policy wording, eligibility criteria and any exclusions provided at the point of sale. The certificate emailed to you forms part of your policy documentation.

3. Payment

Payment is taken in full at the time of purchase and processed by Stripe. Cover does not begin until payment has been completed successfully.

4. Cancellation and refunds

You may cancel before the cover start date for a full refund. Once cover has started, short-term policies are generally non-refundable. Contact us for details.

5. Your responsibilities

• You must provide accurate information — incorrect details may invalidate cover.
• You must hold a valid driving licence and the owner's permission to drive the vehicle.
• You must keep your certificate available while driving.

6. Liability

Nothing in these terms excludes liability that cannot be excluded by law. We are not liable for indirect or consequential losses arising from use of this website.

These are placeholder terms. The client must have their own terms drafted/reviewed by a qualified professional before trading.